Also true in the US, the term of art here is "refinancing". Just about every homeowner I knew during Covid refinanced and now has a rock-bottom interest rate on their mortgage.
The downside of doing that is you end up "locked in" to the property too. They now have a strong disincentive to sell, because they'll lose that sweet sweet interest rate and relatively low payment. I'm unsure what the broader effect is on the market.
It's possible to make them autofill, yes, but it's the dialog that asks you if you want to update the password stored for example.com after you autofill, that's the gotcha. That one will set the password for every *.example.com password you have stored, to the one you just used.
edit: Ooops, just realised you were responding about 1Password, sorry.
In Italy it’s a crime punishable up to 12 years to access any protected computer system without authorization, especially if it causes a DoS to the owner
Consider the case of selfhosting a web service on a low performance server and the abusive crawling goes on loop fetching data (which was happening when I was self hosting gitlab!)
Completely agree, there’s so many small projects I’d never been able to even start in my free time, because I’m NOT a full-stack dev and I’d rather not spend all my evenings fixing or working around all the small changes and quirks of the $currentjsframework