AGI is a scam. I'm pretty sure every big name in AI knows it's nowhere near and LLMs won't get us there. It's just marketing helping Sam and alike to get those billions and the hype alive.
never pay for something yourself when you can have someone else pay for it. it's a useful concept that can be used in many many cases. the 1%ers love this concept
At the point you require payments, users can have expectations and requests, which turns your project into a job.