Difference being that in Sweden there is a different requiremnet for causing harm (IE; national ID card or passport - or linked bank account) simply having a social security number and address is not enough for identity theft to occur.
in other countries they treat SSN's as private, thus they are trusted.
I ordered some stuff yesterday and I only had to provide the SSN and it filled out the adress and everything. Then, I specified Klarna and the order was away.
But if you'd tried to get them to ship to a different address than the one they filled in then they would probably refuse. That adds a least a little bit of fraud security.
Actually it is and there have been a couple of cases both in Denmark and Sweden.
The problem is that the CPR is tied to all sorts of information from you credit card to your patient journal. You only need to get access to one of those things before you have the potential of access to all the other places.
in other countries they treat SSN's as private, thus they are trusted.