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What authorities? In the US usually violating a contract is a civil matter. Unless you're a rich corporation that accuses people of fraud for violating your ToS like some companies do then sometimes the federal agencies get involved which basically protect big business and charge people with crimes that the little guy will never be able to do the reverse against a company.


> What authorities?

In Germany, the creditor can just go to court and they will send a bailiff to get the money from you.

If someone legally owes you money and they don‘t pay, you can always have the court send a bailiff for you.

You don’t have to be a multi-billion Dollar company to have the right (not privilege) to have your debitors pay their debt.




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