Hi HN!
I've spent the last few months building HomeSheet - The all in one tool to track your personal assets. I built HomeSheet to make organizing and documenting my belongings a breeze. I've always wanted to put together a home inventory to protect myself in the event of a disaster, but I never found a solution that I liked.
Right now HomeSheet is in early access, and I'm still working on determining what additional features users would like. I'll be around in the comments if you have any feedback, questions, or just want to say hi!
Nobody in their right mind would say "my home has an $XX,000 handbag in it" to a private corporation that doesn't have a whole bunch of safeguards in place. There's a reason I keep all of our insurance records in a safety desposit box at the bank. For home insurance you itemize the more expensive items and then have enough general household contents insurance to cover everything else.