TMobile Money was fighting Ally pretty hard when rates were rising and had me switching money back and forth for a little while. Goldman Sachs traditionally fought with Ally. Doctor of Credit has large lists of smaller banks with favorable rates. It's just the traditional large brick and mortar banks rip off customers who just assume having money in a savings account is a good thing to do.

I wasn’t aware T-mobile had a bank. You’re absolutely right about savings accounts, it took me a while to explain to my wife how you lose money using the traditional ones.