I only know the word from Sikh prayers in the sacred language of Gurmukhi. For instance, it's part of the Mul Mantra, in which it means "throughout the ages". As I'm not well versed in Punjabi or Hindi, I didn't know it had other meanings.
Hindi word 'Jugaad' means finding a work around and less costly way of doing things. It mostly comes in form of sharing/saving/using a resource wisely.
e.g. In India, Missed call does not charge anything to the caller. So it is often used as a way to indicate something or signal some event. For example, asking a friend to give you a missed call when they reach home. Some pics about Jugaad here: http://www.quora.com/India/What-are-your-thoughts-on-how-the...
http://en.wikipedia.org/wiki/Jugaad
I only know the word from Sikh prayers in the sacred language of Gurmukhi. For instance, it's part of the Mul Mantra, in which it means "throughout the ages". As I'm not well versed in Punjabi or Hindi, I didn't know it had other meanings.