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And there is _NOTHING_ worse than being locked out of an account because without asking they reverse the password and second factor authentication while your traveling and don't have access to a phone/etc.

Nevermind. that pretty much all services treat the second factor as more secure than my 20 character random password saved in a local password safe. And those second factors are, lets see, plain text over SMS, plain text over the internet to an email address, etc, etc, etc.



What percentage of people reuse the same password as opposed to use a password manager?


I would say it is very high. In my experience password managers are rarely used by nontechnical people.




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