That is partially why the banks/government in Sweden have been happy to phase it out. Companies also don't like dealing with cash because it requires extra accounting, security, and transportation. In the early 2000s there were about 50 cash transport robberies per year in Sweden, in 2018 there was 1.
> Companies also don't like dealing with cash because it requires extra accounting, security, and transportation.
At least in the US, individual businesses don't like dealing with credit because of the transaction fees but are kind of forced to thanks to everybody else taking credit everywhere.
Of course, the big chains love credit and are happy to pay the transaction cost because it lets them audit all the transactions and increase their control over local managers and employees. Presumably, the big chains also negotiate lower fees.
