The nato phonetic alphabet is still useful even if the other party doesn't know it, I've used it a bunch of times on the phone to spell out my 10- letter last name. Saves quite a lot of time and energy for me vs saying "letter as in word" for each letter.
Exactly. The listening party doesn't need to have knowledge of the NATO alphabet to still benefit from it since they are just regular English words.
I once had someone sound out a serial number over a spotty phone connection years ago and they said "N as in NAIL". You know what sounds a lot like NAIL? MAIL.
And that is why we don't just arbitrarily make up phonetic alphabets.
I dunno, there's a pretty good chance that the one that people spent time and effort designing to replace earlier efforts with the goal of reducing potential ambiguity and for use over noisy connections with expectation that mistakes could cost lives is probably better than what you improvise on the spot