This is a critical distinction, and one that applies to virtually every kind of rule and policy that affects our lives. Does anyone seriously think that bankers have a moral objection to taking in money from legal pot growers? That the banking profession is in the pocket of the tobacco industry? They are reluctant because of the strange legal situation that the federal government has allowed to exist...and yet it's so tempting to yell at the banks for being unfair. Cathartic, yes, but if the situation is to be remedied, they aren't the ones who have the most leverage to effect change.