Yes. My concern is not of security for my account number. But if I have to supply someone with my account number before they can give me money, then that is not the most ideal thing, IMO. They should just be able to give me the money without knowing my account number.
This is like saying that handing over a paper note to someone is more convenient than sending them an email, because you don't need to know their email address, and even if you did you can't be sure whether they still use the same email address.
That may be true but most people seem to have decided that the convenience of not needing to transfer a physical item outweighs those problems.
You're overcomplicating things... Really. That's like saying "I want people to be able to call me without my phone number"
You already give your acc number for your job.
I do that (sending and receiving money) and guess what, most of the people never changed bank acc numbers (including me). If it changes it's a non-issue.
Especially because payments either happens frequently (paying rent, for example) or it's a one-off thing.
I don't get why should I have to write a check to a landlord when they could give me they account number and let me set up a recurring payment (that's exactly what happens in Europe)
